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Your Local Mortgage Broker

A Home Loan Designed For You

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

Welcome to Texas Homes and Loans

The home of your dreams is waiting for you. All you need to unlock the door is the right mortgage.

If you are looking for a home anywhere in Texas or Oklahoma, the team at Texas Homes and Loans is here to make it happen. We pride ourselves on offering some of the lowest rates nationwide. We make the loan process simple, straightforward and fast for borrowers seeking a mortgage.

Whether your goal is to purchase a new home, refinance an existing loan, or consolidate debt, start your journey with us today and discover how we can help you achieve your financial goals with confidence.

Tell Us Your Story.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Our experienced staff is here to guide you every step of the way and can provide same-day approvals.

Purchase Loan Options
Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

What Underwriting Really Looks For in a Mortgage Loan

What Underwriting Really Looks For in a Mortgage Loan

Understanding the Underwriting Process Underwriting is often the most misunderstood part of the mortgage process. Many buyers hear the word…

Common Mistakes to Avoid After Pre-Approval

Common Mistakes to Avoid After Pre-Approval

Pre-Approval Is a Strong Start—But Not the Finish Line Getting pre-approved for a mortgage is a big milestone. It means…

What Happens After You’re Pre-Approved for a Mortgage

What Happens After You’re Pre-Approved for a Mortgage

Pre-Approval Is a Big Milestone Getting pre-approved for a mortgage is an exciting step—it means a lender has reviewed your…

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